GM Loan Services Adelaide

PLANT AND EQUIPMENT FINANCE & LOANS

At GM Loans, we can provide the appropriate loan to acquire the plant and equipment you need to service your business at its highest potential.


From equipment worth $10,000 to industrial machinery valued at $500,00 or more, we can help your business obtain everything it needs to ensure its continuous growth and success.


It is our role to use our knowledge of the finance industry to best service your needs. Taking out a finance loan through GM Loan Services, means you will have access to the highest quality plant and equipment, allowing you to be efficient and effective
when serving your customers.

 

 

SPECIALITIES

 

We are a firm that is specialised in leasing for the professional and small business sectors, typically financing a variety of new and used assets, including
  • Motor cars and light commercial vehicles
  • Earthmoving and construction equipment
  • Manufacturing and industrial plant and equipment
  • Machinery
  • Computers and office equipment (new only)
  • Medical and dental equipment
  • Heavy trucks and trailers
  • Yellow goods – bob cats, excavators and bulldozers

 

PRODUCTS

 

Commercial hire purchase

  • Hire and use the asset until you make your last payment and the asset title will then be transferred to you
  • Suitable for motor vehicles and certain types of equipment less than nine years’ old
  • Terms available from 12 to 60 months
  • Commercial vehicles include utilities, vans, light trucks up 3 tonnes

Finance lease

  • Inance leases are structured in line with the Australian Tax Office guidelines
  • All asset types can be financed
  • Terms available from 12 to 60 months

 

 

 

 

Chattel mortgage

  • This product is suitable for financing the acquisition of plant, equipment and your motor vehicle needs
  • You own the asset from the start of the agreement, with a loan term secured by the asset of up to 12 to 60 months
  • Balloon values can be structured to be made at the end of the period, or the transaction can be fully amortized

 

Novated lease

 

Typically used to finance new and used motor vehicles where an employer offers salary packaging arrangements