GM Loan Services Adelaide

RESIDENTIAL HOME LOANS

 

GM Loan Services can find the perfect home loan to meet your needs and allow you to acquire the home you have always wanted. We have access to a wide range of lenders with competitive rates and packages.


We can help you:


Buy your first or second home

  • Get started with only a 5% deposit
  • Family pledge (using your parents’ home to help you purchase your home)

Renovate or build

  • Put you in a financial position to help you improve or expand your home
  • Help you obtain the finances you require to build or renovate your dream home
  • Our sound knowledge of the building industry means that we can give you valuable advice on how to effectively manage your finances throughout the building process

Consolidate your debts

  • Consolidate several loans into one competitive package
  • Enhance your lifestyle by improving your cash flow

Refinance your loan

  • Find you the best rate
  • Guide you successfully through the entire loan process

 

YOU GET THE MOST OUT OF YOUR INVESTMENT WITH GM LOANS SERVICES

 

Find the right investment loan

  • Show you how you can use your home loan to create wealth
  • Find loan features that work for you and your current situation
  • Allow you to achieve more flexibility with a line of credit
  • Understand your financial and investment goals to find you a suitable investment loan
  • Apply for a home loan
  • Develop your understanding of the application process of acquiring a home loan

Manage and grow your assets

  • As tax specialists we can assist you to maximise your tax advantages
  • Manage your property
  • Provide you with the insurance you need on your assets
  • Successfully manage your assets and home loan to achieve the best possible returns on your investment
  • Organise depreciation schedules

 

 

 

 

TYPES OF PROPERTY LOANS

 

Variable

 

  • Interest rates may move according to market situation
  • Basic variable, no frills with great rates
  • Variable with 100% offset 

 

 

Line of Credit

 

  • Flexible payment, re-draw, no penalties with a large deposit

 

 

 

 

Fixed

 

  • Fixed rates from 1 to 10 years
  • Know your monthly payments without any stress

 

 

Professional Packages

 

  • Up to 1.45% off standard variable, 0.2% off fixed rate, no application fees
  • No bank fees on savings or loans
  • Discounted rates on insurance

 

 

 

 

 

  

 

PROPERTY INVESTMENT

At GM Loan Services, we have a solid understanding and extensive experience within the property industry. Building your wealth with property can be a highly valuable and long-term option, especially if you arrange your finances to your greatest advantage. We can provide you with the financial services you need to ensure you receive high returns on your investment and put you in touch with some of Australia’s best property investment consultants to steadily guide you through the process.

Things to consider when investing in property:

  • Creating an investment plan
  • Choosing an investment property in high performing and sought after locations
  • Finding high quality tenants to suit you
  • Developing a landlord’s checklist