Business Finance and Loans
Do you need funds to launch a new initiative, expand your company, invest in shares or cover unexpected costs?
We offer a range of loans with competitive rates and flexible repayment options.
Fund your business growth with a loan that offers the flexibility of fixed, variable or capped interest rates.
Provide coverage for seasonal or unexpected expenses with a flexible line of credit.
We offer customers, suppliers and other third parties a guarantee of payment to secure a contract or leasing arrangement.
Long and Short Term Finance
If you're looking for money to start, manage or grow your business, take a look at our great choice of business finance. No matter what your business size, we can support your goals with quick decision-making and flexible repayment terms to suit.
Business Mortgage Loan:
A low cost, flexible business loan, to secure against my residential property, for loan amounts of $25,000 or more.
- Low fixed or variable rate of interest.
- Flexible repayment options.
Business Saver:
A no-frills, low cost business loan for loan amounts of $50,000 or more.
- Low variable rate of interest for the life of the loan.
- Flexible repayment options.
- No early repayment fees.
Business Loan:
A capital boost with flexible repayment and interest rate options for loan amounts of $10,000 or more.
- Secured or unsecured.
- Variable or fixed interest rate.
- Flexible repayment options.
Business Credit Facility:
Funding for important investment opportunities such as equipment, shares or property for $25,000 or more.
- Low variable rate of interest.
- No minimum or maximum term.
- No set repayments.
Low Doc Commercial Property Loans
Finance solutions for the self employed without full financials ...
If you are self employed and you cannot present company and personal tax returns then a low doc commercial loan may be the right solution for your lending needs.
- Low doc, no doc and lease doc commercial loans available.
- Borrow up to 60 percent of the property value.
- Terms up to 25 years with 7 years interest only.
- True no doc commercial loans.
- Credit impaired options available.
- Large range of lenders to find a suitable low doc commercial loan solution.
Three Types of Low Doc Loans
Lighter doc commercial loans:
- Requires a signed declaration from the applicant regarding personal and business income.
- May require an accountant's letter and or business trading statements.
- Level of documentation is determined by property location, borrow amount and credit risk.
No doc commercial loans:
- Does not require a signed declaration from the applicant.
- No accountant's letter and or business trading statements.
- Subject to property location, borrow amount and credit risk.
Lease doc commercial loans:
- Uses rental income only to service the loan.
- Tax returns for personal and business income are not required.
- Subject to property location, borrow amount and credit risk.
