Home Loans

Building your wealth with property can be a solid long-term option, especially if you arrange your finances to your greatest advantage.
The better you manage your assets and your home loan, the better the returns you can expect.

Buying your first or second home:

• 5% deposit only required.
• Family pledge (using your parents home to help you purchase your home).

Buying an investment property:

• We are also tax specialists.
• Negative and positive gearing.

Renovating or Building:

• Help you improve or expand your home.

Refinancing your loan:

• For a better rate.

Consolidating all your debt:

• Improve your lifestyle by improving your cash flow.

Investing in Property

Things to consider when investing:

Creating an investment plan.
Choosing an investment property.
Finding tenants to suit you.
Landlords checklist.

Finding the right investment loan:

Using your home loan to create wealth.
Finding loan features that work for you.
Getting more flexibility with a line of credit.
Getting more help.

Managing and growing your assets:

Maximize your tax advantages.
Making the most of tax.
Managing your property.
Insuring your assets.

Applying for a home loan:

Applying for pre-approval.
Understanding the full application process.

Popular home loans for investing:

Fixed Interest Rates or Variable Interest Rates.

Variable:

• Basic variable no frill with great rate.
• Variable with 100% offset.

Fixed:

• Fixed from 1 year to 10 years.
• Knowing your monthly payment without any stress.

Line of credit:

• Flexible payment, re-draw, no penalties with large deposit.

Professional packages:

• Up to 1% off standard variable, 0.15% off fixed rate, no application fees.
• No bank fees on savings or loans, discount on insurance.